Does Your Business Need Some Extra Capital?

We Turn Your Outstanding Invoices Into Instant Cash For Your Business

(WITHOUT adding debt to your business, affecting your credit score and charging exhorbitant fees.)

Our Factor Network’s Accreditations Include:

FactoringLogoTrust_IFA (1)
FactoringTrustLogos_AFA-removebg-preview (1)
FactoringTrustLogos_FCI-removebg-preview (1)

Why Invoice Factoring?

"It's a Quick & Easy way to boost your Business' CashFlow, without taking on debt or diluting your equity."

==> Simply exchange your outstanding invoices for an instant cash injection.

  • Suffering From Lack Of Cash Flow
  • Struggling To Meet Payroll Obligations
  • Missing Out On Growth Opportunities
  • Not Qualifying For Early-Pay Discounts
  • Unable To Make Accurate Forecasts
 Business With
  • Enjoying A Steady Cash Flow
  • Confident Payroll Is Always Met On Time
  • Enough Cash For New Opportunities
  • Receiving Suppliers Early-Pay Discounts
  • Growing The Business With Certainty

How it Works?

Lorem ipsum dolor sit amet, consectetur adipiscing elit integer.


We find the perfect factor for you (Free).


You send your invoice(s) to your selected factor.


You receive cash within 24 hours (instead of 30+ days).

"Before teaming up with eFactored, our cash flow issues were a constant headache. After they introduced us to our Factoring Company, everything changed. The relief was instant, with funds hitting our account faster than we ever imagined.

Raelynn A.
Staffing Agency Owner, Florida

The Power Of Invoice Factoring

Grow Your Business Without Worrying About Cash Flow

Improved Cash Flow

Reduced Credit Risk

Scalable Growth Support

Quick and Easy Approval

Free Subscription

Flexible Financing

Case Studies

Happy Clients

Frequently Asked Questions

Invoice factoring allows you to sell your outstanding invoices to a factoring company in exchange for immediate cash.

This helps improve your cash flow as you don’t need to wait for clients to pay. The factoring company then collects the invoice payments directly from the clients, and once received, remits the remaining balance to you business, minus a small fee.

It’s an effective solution  for bridging the cash flow gap between rendering services and/or selling goods, and actually receiving payments.

  1. Invoice Creation:  You deliver goods or services to a client and generate an invoice.

  2. Invoice Sale: Instead of waiting for the client to pay, you sell this invoice to a factoring company.

  3. Immediate Payment: The factoring company pays you a significant portion (e.g., 80-90%) of the invoice value immediately.

  4. Client Payment & Remainder Settlement: Once the client pays your invoice, the factoring company pays you the remaining balance, minus a small fee for their services.

Through this process, you  can quickly access funds tied up in unpaid invoices, improving  cash flow and operational efficiency.

Factoring is designed for B2B businesses experiencing cash flow challenges due to slow-paying customers. It’s especially beneficial for those:

  • Struggling to meet operational expenses like payroll and rent because of delayed payments.
  • Missing out on growth opportunities due to tied-up funds in outstanding invoices.
  • Wishing to avoid taking on debt or diluting equity to finance operations.

Popular industries that often benefit from factoring include:

  • Staffing Agencies: Who need to pay staff regularly despite clients having extended payment terms.
  • Transportation and Trucking: Where consistent fuel and maintenance costs demand steady cash flow.
  • Manufacturing: Where raw material costs and production expenses are continuous.
  • Wholesale and Distribution: Who often have a gap between stocking goods and receiving payments.
  • Construction: Where project-based work can lead to irregular income streams.
  • Service Businesses: Especially those offering B2B services, as they often render services long before invoices are settled, creating cash flow gaps.

In essence, if your business is hindered by the time lag between providing services and getting paid, factoring might be the solution you’re looking for.

Upon receiving all the necessary documentation, setting up your account typically takes between 1 to 3 business days. After this initial setup, when you submit an invoice for factoring, the process is streamlined for efficiency. You can expect to receive funds within a matter of hours. The goal is to ensure that your cash flow is optimized as much as possible, providing you with the financial agility your business needs. 

Navigating the myriad of invoice factoring options can be daunting and time-consuming for businesses. Each factor has its unique criteria, specialties, and terms, which can make finding the right match akin to searching for a needle in a haystack. This is where eFactored adds significant value. We save you the effort of sifting through countless factors by leveraging our extensive knowledge and network to identify the best fit for your specific needs. Our established relationships enable us to negotiate competitive rates and favorable terms that might otherwise be out of reach. With eFactored, you receive personalized guidance, expert matchmaking, and continuous support to ensure the factoring process is as efficient and beneficial as possible, freeing you to concentrate on growing your business. 

When we successfully connect a business with a factoring company, and an agreement is finalized, the factor compensates us directly.
This does NOT affect the cost of services for your business; the rates remain the same as if you approached the factor directly.
In fact, factors are prepared for this and allocate a portion of their revenue for such partnerships.
Opting for eFactored’s free services ensures you benefit from expert guidance and a tailored factoring solution without any additional expense.
Remember, by leveraging our specialized service, you save time, avoid the hassle of vetting factors, and gain access to the best rates and terms available, all for free.

The eFactored Advantage

Why wait for 30, 60 or even 90+ days for your clients to pay you? Let’s turn your outstanding invoices into instant cash today!

Easy Access To 300+ Factoring Companies

100% Free Of Charge

Quick & Easy Process

Does Not Impact Your Credit Score

Does Not Cost More Than a Direct Lender

Saves You Time & Money

Free Consultation

By clicking the above button I agree to eFactored' Privacy Policy and provide my electronic signature expressly authorizing eFactored and its partners to contact me by email, phone or text (including an automatic dialing system or artificial/pre-recorded voice) at the home or cell phone number above, regardless of my DNC status. I understand I am not required to sign/agree to this as a condition to purchase.